Financial Aid

** Important Deadlines **

The Federal Stafford Loan request process for Fall 2008 will not begin until approximately
June 2008.

Federal Stafford Loan Application Process

The Subsidized Federal Stafford Loan...

is based on financial need which is determined by completing the Free Application for Federal Student Aid. A loan is "subsidized" when the government pays the interest for the student during the following periods:

  • while enrolled in school at least half time
  • during the six month grace period after the student stops attending school at least half time
  • during periods of authorized deferment

The Unsubsidized Federal Stafford Loan...

is not based on financial need. This loan is not subsidized by the government. The student is responsible for all interest that accrues during in-school, grace and deferment periods. Students may choose to make interest payments while in school or may defer (and accumulate) the interest until replayment.

Further details regarding the Federal Family Education Loan Program may be obtained from The Guide to Federal Student Aid ("Funding Education Beyond High School").

 

New Borrowers at JCC

Is this your first time requesting a loan under the Federal Stafford Student Loan program at JCC?

Click here for new borrowers **This application process must be completed by the student.**

 

Returning JCC Borrowers

Have you requested a Federal Stafford Student Loan at JCC before?

Click here for returning JCC borrowers **This application process must be completed by the student.**