Federal Direct Loan Application Process

In addition to the Federal Direct Loan Application Process, you must first complete the Free Application for Federal Student Aid (FAFSA).

  • The JC Federal ID Code is 002274.
  • The results of the FAFSA will be used to determine your loan eligibility.
  • Parents interested in applying for a PLUS Loan must have a valid FAFSA on file for their student.
  • Parent PLUS Loan Application Steps
  • We encourage students to apply for the Federal Direct Loan (subsidized and unsubsidized) prior to determining PLUS Loan eligibility.

The Direct Loan Request Form for Fall 2020 is now available. The deadline date to apply for a Direct Loan for Spring 2020 was Monday, July 6, 2020. 


Application Process

You must complete all steps below to apply for a Federal Direct Loan.