Federal Direct Loan Application Process

In addition to the Federal Direct Loan Application Process, you must first complete the Free Application for Federal Student Aid (FAFSA).

  • The JC Federal ID Code is 002274.
  • The results of the FAFSA will be used to determine your loan eligibility.
  • Parents interested in applying for a PLUS Loan must have a valid FAFSA on file for their student.
  • Parent PLUS Loan Application Steps
  • We encourage students to apply for the Federal Direct Loan (subsidized and unsubsidized) prior to determining PLUS Loan eligibility.

    The deadline date to apply for a Direct Loan for Spring 2024 was April 19, 2024.
    The Direct Loan request form for Fall 2024/Spring 2025 will be available in mid to late July 2024.

    Application Process

    You must complete all steps below to apply for a Federal Direct Loan.