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Financial Aid

READ VERY CAREFULLY!

What is available?

  1. Grants and scholarships:
    Gifts of assistance that do not require repayment. (Refer to Return of Title IV Funds)
  2. Loans:
    Borrowed funds requiring repayment, generally with interest.
  3. Work Study:
    On- and off-campus employment at an hourly wage.

Federal Title IV Programs

  • Federal Pell Grant
  • Federal Stafford Loanº
  • Federal Supplemental Educational Opportunity Grant
  • Federal Work-Study

State of Michigan Programs

  • Michigan Competitive Scholarship*
  • Tuition Incentive Program (TIP)*
  • Michigan Education Trust

*Tuition and fees only

JC Scholarships

  • JC Recognition of Excellence Scholarship*º
  • Presidential Scholarship*º

*Tuition only
ºSee JC website for application materials

JC Foundation Endowed Scholarship

Please refer to your congratulation letter for specific details. Scholarship awards may vary.

Financial Aid Disbursement

Grant and loan awards may be used for tuition, fees, books, supplies and check disbursement. Funds may be utilized to the maximum award limit, as specified in your award letter.

Financial aid recipients must enroll in classes no later than the end of the drop/add period in order to receive financial aid funds.

Your financial aid funds will be applied as follows:

  1. Credit applied toward your tuition and fees. All expenses beyond your award must be paid at registration. Financial aid funds may not be used to audit classes, for continuing education courses or to repeat a course more than two times.
  2. If you have remaining funds after your tuition and fees have been paid, some award(s) permit the purchase of required books and/or supplies. Required books and supplies may be purchased at the JC bookstore during designated days. You must keep all receipts to exchange or return books or supplies.
  3. If your award(s) permit and you have funds remaining after tuition, fees, books and supply purchases the balance of your award(s) will be sent as a check directly to your home approximately two weeks after your classes begin.

Return of Title IV Funds

Check with a member of the financial aid office before withdrawing from any classes. Students will be responsible for repayment of funds advanced for tuition, fees, books, supplies, checks and any other educational expense. Students will be billed for any financial obligation.

Students attending JC, as Title IV (Federal Funds) financial aid recipients, who withdraw from all of their classes during the first 60 percent (%) of the semester will be subject to an adjustment of Title IV Funds. This U.S. Department of Education calculation may result in the student owing the College. The return of Federal Title IV Funds will be in the following order: Federal Unsubsidized Stafford Loan, Federal Subsidized Loan, Federal PLUS, Federal Pell Grant and Federal Supplemental Educational Opportunity Grant.

Check before you withdraw from classes. You may owe money.

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